Open a Fixed Deposit today and lock in attractive returns of up to 7.75% p.a.*

Why Choose Shalini Sahakari Bank Fixed Deposits?
Grow Your Surplus Funds
Invest in Shalini Sahakari Bank Fixed Deposits and enjoy competitive interest rates you can rely on
Benefit for senior citizens
Shalini Sahakari Bank offers an additional 0.25% p.a. interest to senior citizens on their fixed deposits
Flexible interest pay-outs
Choose a tenure, from 7 days to 10 years, that fits your saving goals & opt for payouts monthly, quarterly, or at maturity
Benefit of Compounding
Enjoy the benefit of quarterly compounding, with interest paid along with the principal at maturity
Low Booking Amount
Start investing with just ₹100 and earn up to 7.75% p.a. with safety and stability. Watch your money grow like never before!
Overdraft Facility
Avail an overdraft facility against your fixed deposit on select deposits as per bank norms
Interest Rates on Fixed Deposits
At Shalini Sahakari Bank, your FD earns up to 7.75% p.a. interest, compounded quarterly for both regular and senior citizen accounts.
| Revised Interest Rates (w.e.f. 1st December, 2025) | ||||
|---|---|---|---|---|
| Period | General Public | Senior Citizen | Bulk Deposits(above ₹15 Lakhs) | Special Card Rate(Minimum ₹5 Lakhs) |
| 7 Days to 45 Days | 3.25% | 3.50% | 3.75% | 3.75% |
| 46 Days to 179 Days | 4.75% | 5.00% | 5.25% | 5.25% |
| 180 Days to 210 Days | 5.50% | 5.75% | 6.00% | 6.00% |
| 211 Days to Less than 1 Year | 6.00% | 6.25% | 6.50% | 6.50% |
| 1 Year to Less than 2 Years | 6.75% | 7.00% | 7.25% | 7.50% |
| 2 Years to Less than 3 Years | 7.25% | 7.50% | 7.75% | 7.75% |
| 3 Years to Less than 5 Years | 6.75% | 7.00% | 7.50% | 7.50% |
| 5 Years and up to 10 Years | 7.00% | 7.75% | 7.75% | 7.75% |